How To Accept WooCommerce Credit Card Payments

If you have an eCommerce website and want to add the WooCommerce credit card payment option, you came to the right place. I will explain how to implement this option and make the customer experience better.

WooCommerce comes with PayPal payments, direct bank transfer but for the credit card method, you need to install the specific plugin and tweak some settings. Nothing hard.

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And you definitely need to have this option in your online store. Paypal is a good option but it is more professional and convenient for buyers to pay with a credit card.

Let’s dive in and see how you can set a WooCommerce credit card payment gateway on your WordPress website.

Install The Plugin

First of all, you need to install the plugin to enable credit card payment. Go to plugins and search for WooCommerce Paypal Checkout. Install and activate the plugin.

WooCommerce Credit Card

After it is activated, go to the installed plugins section, find the plugin and click settings. Now it is time to tweak some settings.

Link WooCommerce To Paypal

First, we need to link WooCommerce to PayPal. Go to WooCommerce > Settings > Payments and click the Setup PayPal Account button.

The process is very easy to do. You need to follow the simple instructions. Do whatever it asks and Paypal and WooCommerce will be connected which will allow you to receive money on your Paypal account.

The next step is to configure WooCommerce settings to implement the credit card payment option.

Set WooCommerce Credit Card Payment

After you link the PayPal account with your WooCommerce shop, go to WooCommerce > Settings > Payments and click Manage on the PayPal Checkout section.

WooCommerce Credit Card

While you are on that page, scroll down and delete Credit Card on the Hide Funding Method section. Then go up and in the Landing Page section, change it to Billing (non-PayPal account).

Lastly, choose Do Not Send Line Items To PayPal on the Subtotal Mismatch Behavior section. After you do all three things, don’t forget to save the changes.

WooCommerce Settings

Now you need to change one setting on your PayPal account and we are done.

Change Paypal Settings

Go to your PayPal account, click the gear icon on the upper right corner and go to Account Settings.

Scroll down and click Website Payments. Update Website Preferences and make sure that PayPal account optional is On.

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If you go and check your website payment page you will see that now there are options for credit card payments. Now your WooCommerce credit card payments are enabled. Customers can pay with their cards as well as with Paypal.

You can test it by yourself and buy something from your shop to be sure that it works properly.


As you can see, it is very easy to set the WooCommerce payment option. Now everyone can pay with credit cards. This is a great feature to have because many people prefer credit cards over PayPal.

And this means that you won’t lose a client because of an inconvenient payment method. Just follow these steps, activate WooCommerce credit card payment, and make money from your online store.

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